Credit Repair

Dear Friend,

We understand how credit problems can affect you and your family. We are committed to helping others rebuild their credit and their lives. That's where we'd like to help.

Re-establishing credit can be confusing and difficult if one does not know where to get started and if not careful, it can cost both time and money. We specialize in helping good people with unfortunate circumstances!

Credit Problems?

Do you have inaccurate, erroneous, or obsolete . . .

Bankruptcies
Foreclosures
Late Payments
Tax Liens
Charge-offs
Judgments
Repossessions
Student loans

We can help!

You are not alone. A significant number of consumers have inaccurate information on their credit reports. The outcome of an inaccurate credit report is staggering. Ask yourself the following questions:

Have you recently been denied a mortgage, personal loan, or a credit card?
Are you paying higher-than-normal interest rates on your credit cards?
Have you been denied life or car insurance?

If you answered yes to any of the above questions, then you may have inaccuracies on your credit reports!

You need to know what's on your credit report, now!

Why? According to experts, a significant number of Americans have inaccurate information on their credit reports. These are people just like you who have paid their loans but may have paid after the due date, within the grace period!

Nevertheless, the banks and credit companies still report you as "slow-pay" and the negative credit information is added to your reports by the credit reporting companies. Why does this occur? So you can be claimed as a credit risk and be charged a higher interest rate. Amazingly, this is completely legal.

All it takes is one mistake! Even one or two negative marks on your credit report could:

Jeopardize financing of your new home, apartment, car, boat, or college education;
Cost you a new job;
Lead to denial of life or auto insurance!
Increase your interest rates on your mortgage, car loan, or credit cards.

When it's all said and done, if your credit reports show negative and/or inaccurate entries, you could be paying thousands of dollars in interest over charges on home, business, or educational loans.

Comparison of the money you will pay in principal and interest if you borrow $100,000 and pay it back over 30 years.

It doesn't have to be this way. You can do something about this injustice. In fact, the sooner you do, the more money you will keep in your pocket.

Federal laws require that credit reporting agencies delete any information that is inaccurate, erroneous, or obsolete when it is brought to their attention. With this in mind, have you checked your credit file to verify that:

It is accurate?
Any inaccurate, erroneous, or obsolete items have been deleted?
It contains information about you, and not someone else - like your ex-spouse or someone with a similar name?

Through Consumer Advantage's four-volume/two-book educational series you can gain the financial education and know-how and the accurate credit reports you need to achieve the buying power and low interest rates you deserve for that home, car, or college education!

Consumer Advantage® Educational Series

Consumer Advantage® Educational Series is a four-volume/ two-book College/University educational series created to give you, the consumer, ongoing support against unfair and inaccurate credit reporting by the credit reporting agencies. The membership protection program consists of:

Volume 1: Credit Repair Course.
Volume 2: What is Debt? Credit & Debt, Evaluating Your Spending Habits, Is My Personal Debt Out of Control?, Goal Setting, Prioritizing and Organizing.
Volume 3: Keeping Track of Your Money, Creating Your Personal Spending Plan, Personalized Debt Elimination Plan, Do I Need a Debt Consolidation Loan?, Negotiating with Creditors, Bankruptcy: When is it Right?
Volume 4: Re-establishing Your Good Credit Profile, Smart Banking, Credit Cards, Home Financing, Investing: Making Your Money Work For You, Essential Tools and Resources.

Get the accurate credit report you deserve so you can enjoy all the benefits that come with it: lower interest rates, the mortgage or car loan you need, lower insurance rates, or that new job! NCER's Consumer Advantage® can help you achieve your financial goals, all for $0! This program is FREE when you enroll in the “Rent To Own” Program with Jade Homes, L.L.C.